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	<title>1 2 3 Money Basics</title>
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	<link>http://123moneybasics.com</link>
	<description>Managing your finances to succeed in the world</description>
	<pubDate>Sat, 05 Apr 2008 17:21:58 +0000</pubDate>
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		<title>Retirement Fund</title>
		<link>http://123moneybasics.com/retirement-fund/</link>
		<comments>http://123moneybasics.com/retirement-fund/#comments</comments>
		<pubDate>Tue, 01 Apr 2008 18:24:08 +0000</pubDate>
		<dc:creator>jeffbellamy</dc:creator>
		
		<category><![CDATA[Finances]]></category>

		<category><![CDATA[Investing]]></category>

		<category><![CDATA[Saving]]></category>

		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://123moneybasics.com/?p=34</guid>
		<description><![CDATA[Open up an equity account with a discount broker online. Do it right now. Open up a regular account an IRA account and a Roth IRA Account. This should cost you $0. If your brokerage wants more find another one.
In a regular brokerage account you can buy and sell stocks, mutual funds, index funds, etfs [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Retirement Fund", url: "http://123moneybasics.com/retirement-fund/" });</script>]]></description>
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		<title>Great Credit For Cheap</title>
		<link>http://123moneybasics.com/great-credit-for-cheap/</link>
		<comments>http://123moneybasics.com/great-credit-for-cheap/#comments</comments>
		<pubDate>Wed, 12 Mar 2008 16:41:22 +0000</pubDate>
		<dc:creator>jeffbellamy</dc:creator>
		
		<category><![CDATA[Credit]]></category>

		<category><![CDATA[Finances]]></category>

		<guid isPermaLink="false">http://123moneybasics.com/wordpress/great-credit-for-cheap/</guid>
		<description><![CDATA[The best way to build up good credit is to use credit cards. If you&#8217;re in college you should be receiving regular offers for cards. Get a couple of them.
This is the key to properly using credit cards. First off you&#8217;re not using them to borrow money and you&#8217;re not using them to buy things [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Great Credit For Cheap", url: "http://123moneybasics.com/great-credit-for-cheap/" });</script>]]></description>
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		<item>
		<title>Why is your credit rating important?</title>
		<link>http://123moneybasics.com/why-is-your-credit-rating-important/</link>
		<comments>http://123moneybasics.com/why-is-your-credit-rating-important/#comments</comments>
		<pubDate>Sun, 09 Mar 2008 18:56:25 +0000</pubDate>
		<dc:creator>jeffbellamy</dc:creator>
		
		<category><![CDATA[Credit]]></category>

		<category><![CDATA[Finances]]></category>

		<category><![CDATA[]]></category>

		<category><![CDATA[finance]]></category>

		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://123moneybasics.com/wordpress/why-is-your-credit-rating-important/</guid>
		<description><![CDATA[I once had an employee who wanted to buy my van from me. I said &#8220;OK but you&#8217;re going to have to get someone to finance it for you&#8221;. He said &#8220;No problem. I&#8217;ve got great credit. I always pay for everything with cash&#8221;. Did I mention he was an idiot?
Having a good credit rating [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Why is your credit rating important?", url: "http://123moneybasics.com/why-is-your-credit-rating-important/" });</script>]]></description>
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		<title>Savings Missteps: &#8220;The Plasma TV&#8221; problem</title>
		<link>http://123moneybasics.com/saving-the-plasma-tv-problem/</link>
		<comments>http://123moneybasics.com/saving-the-plasma-tv-problem/#comments</comments>
		<pubDate>Tue, 26 Feb 2008 19:26:21 +0000</pubDate>
		<dc:creator>jeffbellamy</dc:creator>
		
		<category><![CDATA[Finances]]></category>

		<category><![CDATA[Saving]]></category>

		<category><![CDATA[finance]]></category>

		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://123moneybasics.com/wordpress/2008/02/26/saving-the-plasma-tv-problem/</guid>
		<description><![CDATA[So you&#8217;ve bought into the importance of savings and you&#8217;ve been socking money away with regularity. One day you look at your bank balance and you&#8217;ve saved a couple of thousand dollars.
So what happens? This might be more of a guy thing but, a light goes on in your head and an idea arrives fully [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Savings Missteps: &#8220;The Plasma TV&#8221; problem", url: "http://123moneybasics.com/saving-the-plasma-tv-problem/" });</script>]]></description>
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		<title>Saving: The &#8220;I&#8217;ve got to go to the gym&#8221; problem</title>
		<link>http://123moneybasics.com/saving-the-ive-got-to-go-to-the-gym-problem/</link>
		<comments>http://123moneybasics.com/saving-the-ive-got-to-go-to-the-gym-problem/#comments</comments>
		<pubDate>Tue, 26 Feb 2008 19:18:36 +0000</pubDate>
		<dc:creator>jeffbellamy</dc:creator>
		
		<category><![CDATA[Finances]]></category>

		<category><![CDATA[Saving]]></category>

		<category><![CDATA[faving]]></category>

		<guid isPermaLink="false">http://123moneybasics.com/wordpress/2008/02/26/saving-the-ive-got-to-go-to-the-gym-problem/</guid>
		<description><![CDATA[There are a couple of obstacles you&#8217;re likely to trip over when you finally figure &#8220;Hey, saving is a great idea.&#8221; The First one is the &#8220;I&#8217;ve got to go to gym&#8221; problem.
You know how you keep telling yourself that you have to go to the gym and when you finally do you work out [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Saving: The &#8220;I&#8217;ve got to go to the gym&#8221; problem", url: "http://123moneybasics.com/saving-the-ive-got-to-go-to-the-gym-problem/" });</script>]]></description>
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		<title>$128,000 Plasma TV</title>
		<link>http://123moneybasics.com/grow-your-savings/</link>
		<comments>http://123moneybasics.com/grow-your-savings/#comments</comments>
		<pubDate>Sat, 23 Feb 2008 18:14:22 +0000</pubDate>
		<dc:creator>jeffbellamy</dc:creator>
		
		<category><![CDATA[Finances]]></category>

		<category><![CDATA[Investing]]></category>

		<category><![CDATA[Saving]]></category>

		<category><![CDATA[finance]]></category>

		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://123moneybasics.com/wordpress/2008/02/23/grow-your-savings/</guid>
		<description><![CDATA[
Investing is the enterprise of trying to make money with your savings.The amount of money you make is normally quantified as an annual percentage yield of the money invested.
To illustrate, imagine you have a magic box that only opens on New Years Day. This New Years Day you put $100 in the box. Next New [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "$128,000 Plasma TV", url: "http://123moneybasics.com/grow-your-savings/" });</script>]]></description>
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		<title>The Pocket: How much to save</title>
		<link>http://123moneybasics.com/the-pocket-how-much-to-save/</link>
		<comments>http://123moneybasics.com/the-pocket-how-much-to-save/#comments</comments>
		<pubDate>Sat, 23 Feb 2008 17:36:45 +0000</pubDate>
		<dc:creator>jeffbellamy</dc:creator>
		
		<category><![CDATA[Finances]]></category>

		<category><![CDATA[Saving]]></category>

		<category><![CDATA[finance]]></category>

		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://123moneybasics.com/wordpress/2008/02/23/the-pocket-how-much-to-save/</guid>
		<description><![CDATA[If you&#8217;re like me, at one time or another you got paid and you put all your money in your pocket. You went about your daily tasks and did what all good Americans are supposed to do; buy stuff.
When you had spent all your money you sat down and tried to figure out where you [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "The Pocket: How much to save", url: "http://123moneybasics.com/the-pocket-how-much-to-save/" });</script>]]></description>
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		<item>
		<title>The Pocket: Time Machine</title>
		<link>http://123moneybasics.com/the-pocket-time-machine/</link>
		<comments>http://123moneybasics.com/the-pocket-time-machine/#comments</comments>
		<pubDate>Sat, 23 Feb 2008 17:29:23 +0000</pubDate>
		<dc:creator>jeffbellamy</dc:creator>
		
		<category><![CDATA[Finances]]></category>

		<category><![CDATA[Saving]]></category>

		<category><![CDATA[finance]]></category>

		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://123moneybasics.com/wordpress/2008/02/23/the-pocket-time-machine/</guid>
		<description><![CDATA[How many of you have had this happen?  Winter comes and you go to your closet to get a coat. In the coat you find $10.Most of us have experienced this. And how did it make you feel? Great?
This is an example of the pocket time machine. This is what saving is. You take money [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "The Pocket: Time Machine", url: "http://123moneybasics.com/the-pocket-time-machine/" });</script>]]></description>
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		<item>
		<title>Step 1 is to get some money</title>
		<link>http://123moneybasics.com/step-2/</link>
		<comments>http://123moneybasics.com/step-2/#comments</comments>
		<pubDate>Fri, 22 Feb 2008 22:12:09 +0000</pubDate>
		<dc:creator>jeffbellamy</dc:creator>
		
		<category><![CDATA[Finances]]></category>

		<category><![CDATA[Saving]]></category>

		<category><![CDATA[finance]]></category>

		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://123moneybasics.com/?p=4</guid>
		<description><![CDATA[Let&#8217;s start with Step 2&#8230;Save some money.This is the first lesson you need to learn. Pay yourself first.Every expert, every advisor, every planner will tell you the same thing.If  you could not get credit you would have to save up money to make any large purchase;If you have credit and have monthly payments to make, you need [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Step 1 is to get some money", url: "http://123moneybasics.com/step-2/" });</script>]]></description>
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